MavuntaMavunta
USD Balance

Hold, send, convert, and earn

Reserve-backed

Powered by USDT and USDC. Your dollar value, ready to move.

Available balance$0.00Held as stablecoins · No fiat custody · Reserve-backed
USDT$0.00
USDC$0.00
Earning$0.00
Add USD Send Earn Convert Withdraw
Make idle dollars workFlexible yield

Put idle USDT and USDC into flexible Earn. Daily accrual, no lockup, redeem anytime, treasury-funded rewards.

Start earning
M-Pesa · Card · PayPalUSDT / USDC balanceSend · Earn · Convert · Withdraw · Pay
Fund with local moneyBuy USDT or USDC with M-Pesa, card, PayPal, or supported local methods.
Move value instantlySend to Mavunta users, merchants, or supported on-chain wallets.
Activate flexible yieldMove idle USDT and USDC into Earn with daily accrual and no fixed lockup.
Trade into cryptoConvert stablecoins into BTC, ETH, SOL, and other supported assets.

How it works

  1. 1 Add money with M-Pesa, card, PayPal, or another supported method.
  2. 2 Mavunta credits your balance in USDT or USDC.
  3. 3 Send, earn, convert, withdraw, or pay merchants.
Stablecoin-backed, not fiat-custodied

Mavunta does not hold fiat dollars for you. Your USD Balance is held as supported USD-stablecoins such as USDT and USDC. Stablecoins are designed to track the value of the US dollar but are not the same as cash in a bank account.

View proof of reserves